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5 Ways that Alternative Lenders Use Your Business Bank Statements to Come After You.
This article describes different things that small business owners give alternative lenders when they provide their bank statements.
Thomas Tramaglini
5 min read


What are the top ways that predatory lenders use UCC to go after businesses and their owners?
This article describes some of the actions that small business owners should be aware of if they have issues with their alternate loan.
Thomas Tramaglini
5 min read


It is simple why over half who take on alternative funding default.
In this article we explore several (maybe harsh) ways that may explain why so many small business owners default on their fundings.
Thomas Tramaglini
6 min read


Itria Ventures sues MCA Lead Gen and its head of sales for stealing data. But really, how safe are your data?
Itria Ventures sues MCA Lead Gen and its head of sales for stealing data. But really, how safe are your data?
Thomas Tramaglini
4 min read


The LCF Group (Last Chance Funding) continues to be the Merchant Cash Advance Industry's Most Litigious Company. A 2024 Progress Report of predatory lenders, their attorneys, and their litigation.
This article details the current trends in the MCA industry
Thomas Tramaglini
8 min read


Breaking it down: Merchant Cash Advances are not MCA Loans.
This article describes some of the implications for taking on such debt delivered by alternative lenders.
Thomas Tramaglini
9 min read


Misleading Small Business Owners: "The State of Small Business Report" by "Progressive Lender" IOU is just too weak to publish - but they did.
In this article we review and debunk a misleading report published by a leading small business lender.
Thomas Tramaglini
8 min read


How The Merchant Cash Advance (MCA) Company's Treat Those Who Don't Pay? Their Playbook Explained.
This article outlines what small business owners can anticipate (referred to as the MCA playbook) when encountering a default.
Thomas Tramaglini
6 min read


MCA Predator NewCo (dba Credit Line Capital) Sued by Merchant for Actions We See Regularly
Most of the clients we have worked with who have defaulted on their Merchant Cash Advances have been subjected to the multitude of different
Thomas Tramaglini
5 min read


Reverse Consolidations are Not Consolidation at All. Just a Recipe for Disaster. What to Do.
In this article, we delve into the concept of reverse consolidation and their brutal consequences.
Thomas Tramaglini
7 min read


Did you ignore your MCA lawsuit? Think twice as you DO NOT want a judgement.
In this article, we discuss the outcomes of not answering a MCA lawsuit.
Thomas Tramaglini
6 min read


Understanding the Basics of UCC Liens Filed by Merchant Cash Advance Companies
In this article, we explore some of the rules and nuances of UCC and how MCA companies use UCC.
Thomas Tramaglini
7 min read


I defaulted on my MCA or Loan - can I still get funding?
In this article we discuss things that business owners should do to protect themselves from brokers once they have defaulted.
Thomas Tramaglini
8 min read


Answering an MCA or Alternative Loan Company Lawsuit is Important.
This article describes the importance of answering MCA lawsuits and provides some implications if not answered.
Thomas Tramaglini
5 min read


Kabbage Inc. settles massive PPP case
Earlier this week, the US Department of Justice announced they had reached a settlement in their lawsuit against defunct Kabbage Inc.
Thomas Tramaglini
3 min read


AKF, Inc (Fundkite) Sues Another Broker For Stacking on Them.
Most recently, they have sued Seed Financial for their alleged predatory broker actions.
Thomas Tramaglini
3 min read


FirstPoint Funding LLC settles with AKF, Inc (Fundkite) for $50,000 because broker stacked small business owners at their expense.
To avoid a trial and drawn out process, FirstPoint Funding and AKF "amicably" resolve the case for $50,000.
Thomas Tramaglini
2 min read


Playing with Fire: Reverse Consolidations Unpacked. What is a Reverse Consolidation?
This article explores what a reverse consolidation is and is the first part of a series of articles which explains what Reverses are, are no
Thomas Tramaglini
7 min read


Fora Financial Sues Broker 4 Pillar Consulting for Stacking - Seeking $500K in relief.
Fora sues broker (4 Pillar Consulting) for $500K for allegedly stacking clients who defaulted on Fora's funding.
Thomas Tramaglini
2 min read


Stacked. The unintended consequences of taking more than one MCA/loan at the same time and what you can do.
This article covers the outcomes when brokers stack small business owners.
Implications and what to do are included.
Thomas Tramaglini
6 min read
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