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What's in The Merchant Cash Advance (MCA) Company's Playbook For Those Who Don't Pay?
What are things that small business owners should expect to see (what we call the MCA playbook) when dealing with MCA defaults.

Thomas Tramaglini
7 min read


10 Scams that Some Shady MCA Settlement Companies Use.
This article highlights some of the scams that MCA settlement companies use to con small business owners.

Thomas Tramaglini
10 min read


See the list: Lawsuits by Predatory MCA Companies from January to June 2023.
This article is the complete list for how many lawsuits have been filed in New York from January through June 2023.

Thomas Tramaglini
2 min read


Things Merchant Cash Advance Predators include in their agreements which business owners should know
This article highlights some of those things which MCA companies list in their agreements which small business owners should consider.

Thomas Tramaglini
6 min read


What MCA companies can do to you and your small business?
In this article, we explore the legality of such actions and what extent MCA companies may go to in their collection efforts.

Thomas Tramaglini
8 min read


Updated: Who are the most litigious MCA Predators?
This report provides an over of who the MCA companies are who are most likely to sue small business owners who take Merchant Cash Advances.

Thomas Tramaglini
4 min read


7 common scams that MCA brokers use that hurt small businesses
This article reports on several common things which brokers do that cause adverse actions to the small business owner.

Thomas Tramaglini
7 min read


Bad: MCA brokers lead to lawsuits and UCC freezes.
This article sheds light on some of the things that MCA brokers do which are harmful to businesses and small business owners.

Thomas Tramaglini
10 min read


What is an MCA Judgement?
This article outlines what a judgment is and how MCA companies use judgements to collect their funds.

Thomas Tramaglini
4 min read


8 Ways (Other) MCA Debt Settlement Companies Scam Small Business Owners.
This article provides some of the ways that other debt settlement companies scam small business owners.

Thomas Tramaglini
7 min read


The Ugly "Art" of MCA Stacking
This article explores several issues around the “art” of stacking.

Thomas Tramaglini
4 min read


7 Things MCA Brokers (Predators) DO NOT Want You To Know and What to Do About It.
This article provides an overview of many of the tricks that MCA Brokers use to take advantage of small business owners.

Thomas Tramaglini
6 min read


The Complete Guide to MCA: Unpacking the Merchant Cash Advance
The purpose of this article is to share vital information about what Merchant Cash Advances.

Thomas Tramaglini
5 min read


The Top 10 MCA Companies Most Likely to Sue You
Using the New York State Court System Database (NYSCEF), we identify who the most litigious MCA companies are, ranking them accordingly.

Thomas Tramaglini
3 min read


The Complete Guide to MCA: UCC filings.
The Uniform Commercial Code (UCC) is a group of laws that relate to commercial transactions that are accepted by all states in the United...

Thomas Tramaglini
6 min read


The Complete Guide to MCA: What is a UCC Lien?
The Uniform Commercial Code (UCC) is a group of laws that relate to commercial transactions that are accepted by all states.

Thomas Tramaglini
3 min read


Damaging Mistakes That Small Business Owners Make When Financing Their Businesses
In this article, we explore a bunch of damaging outcomes that occur when small business owners borrow money for their businesses.

Thomas Tramaglini
5 min read


The Complete Guide to MCA: What is a Merchant Cash Advance (MCA)?
In this article, we describe in some depth merchant cash advances.

Thomas Tramaglini
6 min read


The Merchant Cash Advance – Accounting (A Bit) Demystified.
It is tax time and once again we have seen the IRS go after several of our loan origination clients because they reported their MCAs as liab

Thomas Tramaglini
5 min read


Be Careful – MCAs Are Not a Loan!
Several times a year we survey small business owners regarding their practices and needs and from what we learn we shape practice.

Thomas Tramaglini
3 min read
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